Saint-Palais-sur-Mer, Charente 17420

Exclusivity property in Saint-Palais-Sur-Mer (17420)73-year-old man.Ideally located in a quiet cul-de-sac, close to the town center and beaches, this spacious 175 m house requires no work. You'll love its quality features.The first floor includes a large garage, a machine room, a cellar and a 75 m independent apartment comprising a living room with kitchen, two bedrooms, a shower room and a toilet.On the main level (garden level), you'll find an entrance hall with cupboards, a fully-equipped open-plan kitchen, a vast living room, an office, a library, two bedrooms with built-in cupboards, a shower room and a separate toilet.In terms of comfort, several heating systems are available: wood-burning stove, electric radiators, heat pump with reversible air conditioning, and solar panels.Outside, enjoy a superb 5x10 m covered swimming pool, summer shower and barbecue area, all set in magnificent wooded, fully enclosed grounds with two separate entrances.Starting from a market value of 720, 000, you can buy this property as an occupied life annuity with a 45% discount.You have two choices:- You pay a bouquet of 285, 000 including agency fees of 5% of the market value (36, 000 incl. Vat), i.e. A net vendor's bouquet of 249, 000 and a monthly annuity of 1, 455.In the event of early release, the annuity will be increased by 20%.- You pay a one-off capital sum of 513, 864 including agency fees of 5% of the market value (36, 000 incl. Vat), i.e. A net sales bouquet of 477, 864.We also offer dematerialized life annuities, a modern and simplified way of engaging in life annuity transactions, using mutualization, which makes the process more accessible and transparent, and enables you to secure part of your savings with a very good return.Information on the risks to which this property is exposed is available on the Gorisques website: Property tax: 1, 800A great investment to make!