103 Stephanie Street, Palatka, FL 32177

One-of-a-kind custom pool home on 0.57 acres just minutes from the hospital! This 3-bed, 2-bath home features vaulted ceilings, engineered bamboo floors, tile baths, electric fireplace, plantation shutters, a window reading nook, and an upgraded master closet. Enjoy direct access to a screened-in pool from the master suite and kitchen/dining area. The kitchen is fully updated with quartz counters, extra cabinets, stylish backsplash, modern sink, and LED lighting. Recent upgrades include new ceiling fans, a new septic system, energy-efficient windows, full exterior paint, and hot water circulation.A brand-new 22x24 detached garage offers a 12' door, insulation, a covered porch, and a separate-entry in-law suite with full bath—great for guests or rental. The pool has a new pump, filter, and lighting for year-round use.Meticulously maintained and move-in ready, this rare Colonial Pines home offers privacy, comfort, and versatile living space.