3902 13TH STREET, CHESAPEAKE BEACH, MD 20732

VA assumable 2.25% interest rate!!!  Beautifully updated 4-bedroom, 2-bath rambler with a fully finished basement, offering approximately 2,500 sq ft on a spacious corner lot in Chesapeake Beach!  You'll love the short walk to the Chesapeake Bay, local restaurants, shops, and the town grocery store. This home is conveniently located just 40 minutes to Joint Base Andrews and Washington, D.C., offering an easy commute while providing a peaceful, small-town coastal lifestyle. Set in an area known for top-rated schools, this home is move-in ready and full of value. Major improvements totaling over $120,000 include a 50-year IKO Cambridge architectural shingle roof (2023, $30K), gorgeous, remodeled kitchen, and renovated bathrooms (2022 & 2023, $15K). The expansive 1,250+ sq ft professionally finished basement (2022, $50K) is perfect for a family room, guest suite, gym, or home office. Enjoy the outdoors in the remodeled lanai (2024, $10K)—ideal for relaxing or entertaining. Additional upgrades include new electrical (2022, $10K) and a professional French drainage system with enhanced landscaping (2022, $5K) on the west side of the home, and solar panels for energy efficiency. Enjoy all that Chesapeake Beach has to offer, including a scenic boardwalk, community beach, marinas, trails, community park, and even a casino and resort just minutes away. Whether you're boating, biking, dining, or just taking in the bay views, this location delivers both relaxation and recreation. This well-maintained home is in a prime location with access to everything the Chesapeake lifestyle has to offer!