6905 EL CAMINO PALOMA STREET, PORT RICHEY, FL 34668

**Assumable VA Loan at 5.5%!** Save thousands in interest with this rare financing opportunity on a lovely updated, move-in-ready home packed with upgrades. This 2-bed, 2-bath, 1,528 sq. ft. property offers space, style, and versatility—ideal for families, retirees, or anyone who loves to entertain.  Inside, an open-concept layout flows into a tiled Florida room, giving you flexible living space for a game room, studio, or second lounge. The chef’s kitchen features granite counters, rich wood cabinets, newer stainless appliances, and a smart range with built-in air fryer. A breakfast bar connects the kitchen to the main living area, perfect for everyday meals or hosting guests.  Need more room? A second living area can be used as a formal dining room and can easily flex to suit your lifestyle. The primary suite offers a peaceful retreat with a large closet. The Guest Bathroom has been updated and has a walk-in shower.  The second Bathroom is so charming with a tub and shower combo. Enjoy Florida living with multiple outdoor spaces: a screened back porch, a sunny Florida room, and a welcoming front porch. Upgrades include a 2023 Trane high-efficiency A/C with transferable warranty ($199.00 Transfer fee).  The A/C includes a 5" color touchscreen thermostat with remote access via its App.  Also, the electrical panel was updated, along with the water softener was updated with energy-conscious features for low utility bills.  The home also has a brand new dishwasher.  Located in a no-flood zone (X), this home also boasts a spacious 2-car garage with storage, laundry, attic access, and a workbench.  Main Roof 12 and the Flat Roof 3 years old.  This home is Just minutes from shopping, schools, dining, parks, and major routes to Tampa Bay.  **$20,000+ in recent upgrades and an assumable VA loan at 5.5%—schedule your showing today!**